Success Editor Team
Upasana Taku is a prominent figure in India’s digital finance landscape. As the Co-founder and Chief Financial Officer (CFO) of MobiKwik, she has played a pivotal role in transforming how Indians manage their money. Alongside her co-founder and husband, Bipin Preet Singh, Upasana has built one of India’s leading digital financial services platforms, offering services ranging from mobile wallets and payments to credit and insurance.
With over a decade of experience in the fintech sector, Upasana Taku brings a unique blend of technical expertise, financial acumen, and business leadership. She is not only the CFO but also serves as the Chairperson of the Board and Executive Director at MobiKwik, reflecting her deep involvement in the strategic and operational aspects of the company.
Educational and Professional Background
Upasana holds a degree in Industrial Engineering from the National Institute of Technology (NIT), Jalandhar, and a Master’s in Management Science and Engineering from Stanford University in the United States. Before founding MobiKwik, she gained valuable experience working with global giants like PayPal and HSBC, where she sharpened her skills in product development and payment systems.
Her background gave her an edge when she returned to India with the goal of making digital payments more accessible and inclusive. In 2009, MobiKwik was born out of this vision—to create a simple, secure, and scalable platform that could cater to the financial needs of millions of Indians.
Building MobiKwik: From Wallet to Full-Stack Fintech
Under Upasana’s leadership, MobiKwik has evolved from being a simple mobile recharge platform to a full-stack fintech company. Today, it offers services such as Buy Now Pay Later (BNPL), instant personal loans, mutual fund investments, insurance, and more.
One of her core missions has been to bring financial inclusion to India’s underbanked and underserved segments. MobiKwik’s BNPL product, “MobiKwik Zip,” has enabled millions of users to access instant credit without going through the hassles of traditional banking systems.
Breaking Barriers as a Woman in Fintech
Upasana Taku is one of the few women leading a fintech company in India, and she is widely recognized for breaking stereotypes in a male-dominated industry. Her journey hasn’t been without challenges, but her persistence and vision have inspired a new generation of women entrepreneurs in technology and finance.
She has been featured in multiple national and international publications and has received numerous awards for her contributions to the fintech ecosystem.
Future Vision
As MobiKwik continues to grow, Upasana remains focused on innovation, customer-centricity, and financial empowerment. With India rapidly embracing digital financial solutions, MobiKwik, under her stewardship, is well-positioned to lead the next wave of fintech transformation.
Conclusion
Upasana Taku’s story is a testament to what vision, determination, and leadership can achieve in the dynamic world of fintech. As Co-founder, CFO, Chairperson, and Executive Director of MobiKwik, she continues to shape the future of digital finance in India—one innovation at a time.
