Success Editor Team
Upasana Taku, the dynamic Co-founder and COO of MobiKwik, stands as one of India’s most influential women in fintech. With a powerful vision and relentless drive, she has helped shape the future of digital payments in India. MobiKwik, founded in 2009 by Upasana and her husband Bipin Preet Singh, is now one of India’s leading digital wallet and financial services platforms.
From Global Corporates to Indian Fintech
Upasana Taku’s professional journey is as inspiring as her success. After earning a Bachelor’s degree in Industrial Engineering from the National Institute of Technology (NIT), Jalandhar, she pursued a Master’s in Management Science and Engineering from Stanford University. Her early career began in the U.S., where she worked with companies like PayPal and HSBC, gaining first-hand experience in global fintech operations.
However, her heart remained in India. In 2008, she made the bold move of returning home, with a mission to bring financial inclusion to millions of underserved Indians. That mission became a reality when she co-founded MobiKwik, a digital payments company aimed at simplifying money transfers and making financial services accessible to all.
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Pioneering India’s Digital Payments Revolution
As the first woman to lead a major Indian fintech company, Upasana Taku has broken multiple glass ceilings. Under her leadership, MobiKwik grew from a simple mobile recharge platform into a full-stack fintech solution offering mobile wallets, UPI payments, BNPL (Buy Now Pay Later), personal loans, and insurance.
One of her key achievements was building MobiKwik’s payment gateway and digital wallet from the ground up. She led the development of strategic partnerships with thousands of merchants and banks, helping MobiKwik reach over 120 million users and 3 million retailers across India.
Recognition and Impact
Upasana’s contributions have been recognized by several industry awards and accolades. She has been featured in Fortune India’s 40 Under 40, Forbes Asia’s Power Businesswomen, and Business Today’s Most Powerful Women in Business. Her leadership style blends innovation with empathy, making her a role model for women in STEM and business.
Beyond business growth, Upasana is passionate about financial inclusion and women empowerment. She frequently speaks at industry forums and panels, advocating for gender diversity and a more inclusive startup ecosystem.
The Future of MobiKwik
With a growing suite of digital products and plans for an IPO, MobiKwik is poised for even greater success. Upasana Taku continues to drive innovation in India’s fintech sector, leading initiatives in credit, wealth management, and mobile-first financial services.
As digital payments continue to reshape India’s economy, Upasana Taku’s vision and leadership remain pivotal. Her journey from a Stanford graduate to one of India’s most successful women entrepreneurs is not just a fintech success story—it’s a blueprint for building impact-driven companies in emerging markets.
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