Promoting Credit Awareness As A Social Betterment

Mr. Apurva Bhagat – Founder, Apoorva Foundation

This Ahmedabadi wants to better your financial health through proper credit diagnostics and offering remedies.

Founded in 1998, Apoorva Foundation is focused at helping people have a healthy credit. Over the years, the company has aided many clients overcome poor credit score and increase their credibility. Based out of Ahmedabad, this firm is a trend setter not for profit organization in Indian financial industry. And have been providing quality credit diagnostics services at affordable cost for their financial health.

This venture founded by Apurva Bhagat, has conducted more than 300 credit awareness seminars for society welfare in past one decade. Basically the firm collects all the necessary documentation and information. Thereafter application for a CIR is made. On receipt of a CIR, it is analysed thoroughly. A detailed report is then generated through various interpretations which also includes remedial actions or preventive steps to be taken.

Apurva with his immense entrepreneurial foresightedness could create 1,00,000 satisfied customers through 50,000+ hours of training. His foundation had conducted over 300 seminars and has got over 90 associated banks. And these figures talk volume when it comes to the performance achievement of his firm.
It was another commercial setup of Apurva, where professional services to solve the credit repair problems are provided. And it had a huge customer base. It was during his interactions with the clients, that he realize that many of them were ignorant about the issues and many of them who have defaulted did not have money to pay to bank. That’s exactly when he started with his venture to promote Credit Awareness.

Every success story has its own share of struggle and hardships. While describing the difficulties faced, Apurva remembers those hard days “While I was in school, I lost my father. This created financial crisis in my family. This crisis led to further depletion of resources. I had to sponsor my education by working myself. I have a Bachelor’s degree in Commerce and intended to pursue Chartered Accountancy. But, because of the financial hardships, I had to give up this career option to be a bread winner of the family. It took me quite some time to build this company piece by piece.”

His humble background has taught him to remain grounded even while his venture performs at its best. His social service in educating people so that they do not face any issues which would led to credit repair itself is a threat for his other commercial setup. Yet he does it for betterment of the society. To him – it is like a doctor promoting yoga so that you do not need medicine.

To this hard working entrepreneur, having testimonials from more than 100 banks for whom he has conducted Credit Awareness seminars is the best award he could have won. The fact that he enjoys what he does and does what he enjoys, keeps him going. He candidly confesses “I really enjoy learning new things and find it easy to pick up on required skills. I truly enjoy excelling & pushing myself. I look forward to tasks where I can learn and grow.”